Bankruptcy and Debtor/Creditor Rights
Bankruptcy, or the threat of bankruptcy, is an unsettling development for any individual, as well as for any company and its advisors - whether in the capacity of debtor or creditor. We understand your concerns and as a Debt Relief Agency in Central Pennsylvania we will assist you with finding solutions to fit your debt problems.
With the only bankruptcy attorney in York County certified by the American Board of Certification as a Consumer Bankruptcy Specialist, CGA Law Firm’s bankruptcy attorneys are knowledgeable in all aspects of bankruptcy proceedings for individuals and businesses. Through our experience in performing work for the United States Department of Justice in bankruptcy matters we are able to provide you with a unique perspective in your bankruptcy case. Our insolvency attorneys represent:
- individual and corporate debtors,
- secured creditors,
- creditors' committees,
- landlords,
- bankruptcy trustees,
- purchasers of assets,
- trade and other unsecured creditors,
- governmental agencies, and
- title insurance companies.
Legal services we provide include:
- consumer bankruptcy filings in Chapter 7 and 13
- business bankruptcy filings in Chapter 7 and 11
- farm bankruptcy filings in Chapter 12
- miscellaneous work-outs
- debtor-in-possession financing and use of cash collateral issues;
- seeking appointment of a trustee or examiner;
- seeking relief from the automatic stay;
- discharge of debtors or objections to discharge,
- preferential transfers,
- fraudulent conveyances,
- equitable subordination, and
- plan and disclosure statement formulation and opposition.
Our bankruptcy-related activities include advising secured and unsecured creditors and debtors with respect to their rights and obligations under state law and the Bankruptcy Code, as well as conducting litigation in the bankruptcy courts on a variety of matters, including enforceability of rights under executory contracts and leases, obtaining administrative expense priorities, super priorities, liens, cross-collateralization under Section 364 of the Bankruptcy Code and claim objection contests.
We are experienced in business issues as well as bankruptcy issues because the two are inseparable. An understanding and appreciation of all aspects of business and business law are fundamental to understanding the legal process of financial restructuring. This business perspective is the foundation of our unique culture. As a regular part of the practice, our bankruptcy lawyers work with our corporate and real estate attorneys in analyzing and drafting documents and structuring transactions in a work-out as well as bankruptcy context.
You cannot make the best decisions without a complete understanding of the process, the options and the ramifications. Proper planning can help to prevent or minimize the massive disruption and investment of time, energy, and money involved in any financial restructuring. The time to address bankruptcy issues is before the commencement of the insolvency proceeding. The best way to prevent financial and legal problems is to prepare for them.
Don’t wait any longer to discuss your options. Contact us today!
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