Bankruptcy & Debt Restructuring

Bankruptcy and Debtor/Creditor Rights Bankruptcy, or the threat of bankruptcy, is an unsettling development for any individual, as well as for any company and its advisors - whether in the capacity of debtor or creditor. We understand your concerns, and as a Debt Relief Agency in Central Pennsylvania, we will assist you in finding solutions to fit your debt problems.

With the only two bankruptcy attorneys in York County certified by the American Board of Certification as Consumer Bankruptcy Specialists, Lawrence V. Young and Brent C. Diefenderfer, are knowledgeable in all aspects of bankruptcy proceedings for individuals and businesses. Through their experience in performing work for the United States Department of Justice in bankruptcy matters, CGA Law Firm is able to provide you with a unique perspective in your bankruptcy case.

Our insolvency attorneys represent:

  • Individual and Corporate Debtors
  • Secured Creditors
  • Creditors' Committees
  • Landlords
  • Bankruptcy Trustees
  • Purchasers of Assets
  • Trade and Other Unsecured Creditors
  • Governmental Agencies
  • Title Insurance Companies

Our legal services include:

  • Consumer Bankruptcy Filings in Chapter 7 and 13
  • Business Bankruptcy Filings in Chapter 7 and 11
  • Farm Bankruptcy Filings in Chapter 12
  • Miscellaneous Work-Outs Debtor-in-Possession Financing and Use of Cash Collateral Issues
  • Seeking Appointment of a Trustee or Examiner
  • Seek­ing Relief from the Automatic Stay
  • Discharge of Debtors or Objections to Discharge
  • Preferential Transfers
  • Fraudu­lent Conveyances
  • Equitable Subordination
  • Plan and Disclosure Statement Formulation and Opposition

Our bankruptcy-related activities include advising secured and unsecured creditors and debtors with respect to their rights and obligations under state law and the Bankruptcy Code, as well as conducting litigation in the bankruptcy courts on a variety of matters, including enforceability of rights under executory contracts and leases, obtaining administrative expense priorities, super priorities, liens, cross-collateralization under Section 364 of the Bankruptcy Code and claim objection contests.

We are experienced in business issues as well as bankruptcy issues, since the two are inseparable. An understanding and appreciation of all aspects of business and business law are fundamental to understanding the legal process of financial restructuring. This business perspective is the foundation of our unique culture. As a regular part of the practice, our bankruptcy lawyers work with our corporate and real estate attor­neys in analyzing and drafting documents and structuring transactions in a work-out, as well as bankruptcy context.

You cannot make the best decisions without a complete understanding of the process, the options and the ram­ifications. Proper planning can help to prevent or minimize the massive disruption and investment of time, energy and money involved in any financial restructuring. The time to address bankruptcy issues is before the commence­ment of the insolvency proceeding. The best way to prevent financial and legal problems is to prepare for them.

Don’t wait any longer to discuss your options. Contact us today!

Read Bankruptcy Testimonials straight from our clients >