Archive for the ‘Haley Rohrbaugh’ Category

Support for Small Distressed Businesses

access_time Posted on: December 14th, 2021

There is something new and exciting in the world of Bankruptcy which gives small businesses in financial distress a chance to reorganize and continue operating, rather than shutting the doors. In 2019, the Small Business Reorganization Act (SBRA) was passed and went into effect in early 2020, with impeccable timing – just prior to the pandemic. Under the SBRA, Congress created a more affordable, less burdensome option under Chapter 11 of the Bankruptcy Code for small businesses called the Subchapter V Bankruptcy. Under a Subchapter V Bankruptcy, the small business Debtor, after presenting financial documents to the Court, can pay… read more »

“When a Bouquet is More …” with Attorney Haley Rohrbaugh

access_time Posted on: August 20th, 2021

The 30th Edition of YRK Magazine, which features two articles sponsored by CGA, spotlights Attorney Haley Rohrbaugh’s client Amanda Witmer. Witmer, the owner, stylist, and manager of Everyone Deserves Flowers, discusses her origins with Everyone Deserves Flowers, and her relationship with brides, the wedding industry, and getting her feet back under her following Covid-19’s disruptions. Read the article on attorney Haley Rohrbaugh’s client Everyone Deserves Flowers here. Everyone Deserves Flowers website.

Leadership Luncheon Virtual Event: What to Know About Personal Bankruptcy

access_time Posted on: July 28th, 2020

Join the York County Economic Alliance and CGA Law Firm for a Virtual Leadership Luncheon on Thursday, August 6 at 2 p.m. CGA Law Firm’s experienced bankruptcy attorneys, Haley Rohrbaugh, Brent Diefenderfer, and Larry Young, will provide an overview on bankruptcy law and procedures to consider for filing for personal bankruptcy.  You can register to receive an email with a link to join the webinar by clicking HERE, but registration is not required. For privacy, attendees can join this presentation and ask questions anonymously. CLICK HERE to join the webinar at 2 p.m. on August 6. Brent C. Diefenderfer is a shareholder with CGA… read more »

Leadership Luncheon Virtual Event: What to Know About Bankruptcy for Businesses

access_time Posted on: July 28th, 2020

Join CGA and YCEA for a Virtual Leadership Luncheon on Thursday, August 6 at 1 p.m. CGA Law Firm’s experienced bankruptcy attorneys, Haley Rohrbaugh, Brent Diefenderfer, and Larry Young, will provide an overview on bankruptcy law and procedures for a business considering a filing.  You can register to receive an email with a link to join the webinar by clicking HERE, but registration is not required. For privacy, attendees can join this presentation and ask questions anonymously. Join the webinar on August 6th at 1 pm. Brent C. Diefenderfer is a shareholder with CGA Law Firm.  Brent is a board certified Consumer Bankruptcy Specialist by the American… read more »

COVID-19 Update: The CARES Act and Bankruptcy

access_time Posted on: April 2nd, 2020

COVID-19 Update: The CARES Act and Bankruptcy Last month, March of 2020, The CARES Act was passed in light of the impacts of COVID-19. Specifically, there were changes affecting  Bankruptcies – both current and prospective cases. The CARES Act (the “Act”) excludes Coronavirus related payments from the definition of disposable income and the Bankruptcy Estate, i.e. the government stimulus check. Receiving the stimulus check within 6-months of filing a Chapter 7 Bankruptcy will therefore not disqualify a Debtor from filing a Bankruptcy under Chapter 7. While the Act does not explicitly state this applies to Chapter 13, most Trustees, even… read more »

Honoring American Veterans in Extreme Need Act of 2019

access_time Posted on: March 26th, 2020

Haven Act of 2019 In August of 2019, Congress rewarded our Veterans for their service by approving the “Honoring American Veterans in Extreme Need Act of 2019”, aka the “HAVEN Act”. The purpose of the Act is to exempt from the calculation of monthly income certain benefits paid by the Department of Veterans Affairs and the Department of Defense. The Act modified the definition of “Current Monthly Income” under the Bankruptcy Code to exclude VA benefits, in general.  What does this mean for our clients? In Bankruptcy, there are certain factors considered for whether our individual, consumer clients qualify for… read more »

COVID-19 Update: POAs in Troubled Times

access_time Posted on: March 25th, 2020

COVID-19 Update: POAs in Troubled Times On Tuesday, March 24, CGA’s estate attorneys participated in a Canon series teleconference, co-sponsored by our friends at ACNB Bank, outlining the very latest legal guidance on that most important of estate documents, the durable power of attorney (“POA”). The following are notes from that seminar.   1.  Irreplaceable.A POA allows us to appoint a trusted person like a spouse, parent, child, or other family member to help and assist us with decisions if we are unable to take action on our own. There is really no substitute for a valid POA; without one, family members… read more »

How Bankruptcy Actually Improves Your Credit

access_time Posted on: June 3rd, 2019

Article by: Haley Rohrbaugh, Esquire A common misconception about Consumer Bankruptcy is that it devastates your credit. When I meet with potential clients for an initial consultation, most are surprised to find that a Bankruptcy filing will actually improve their credit score. Credit limit usage. Using more than 50% of allowed credit limits will negatively affect a consumer’s credit score. (For example, a credit card with a $1,000.00 credit limit holding a balance due of $500+ will cause credit scores to decrease); andDebt-to-income ratio. Having high levels of debt compared to household income will also decrease credit scores. However, the… read more »