Author Archive

We have all seen the ads for the beautiful, secluded vacation spot, whether it is a mountain, lake, or an out-of-the-way beach. You have the property and the surrounding scenery all to yourself and your family. One of the selling points is that there is no sharing of space or facilities like you would have to do with a hotel or motel. It sounds wonderful. The brand is VRBO, Vacation Rental By Owner, although there are others in the market place. But is it as idyllic as it seems? What if the house being rented in the middle of a… read more »

Bankruptcy filings in Central Pennsylvania are down, as they are nationwide. Due to the relatively healthy economy, this fact should not surprise anyone. The mix of cases that are being filed is more notable. At the close of February in Central Pennsylvania, personal Chapter 13 filings outnumbered personal Chapter 7 filings. A Chapter 7 is filed when people are prepared to simply walk away from their debt. A Chapter 13 is filed when people want to reorganize their debt. In the economic downturn of 2008, the overwhelming majority of filings were in Chapter 7. At one point, nationwide Chapter 7… read more »

The President of the Pennsylvania Bar Association, Jay N. Silberblatt, recently named Attorney Larry Young as Co-Chair of the PBA Legal Services to the Public Committee for the upcoming bar year. His term began on May 13th, 2022 and will conclude at the end of the 2023 PBA Annual Meeting. Bankruptcy and Debt Restructuring Chair | Shareholder | AttorneyLarry Young is a Shareholder with CGA Law Firm and currently chairs the firm’s Bankruptcy and Debt Restructuring group. He focuses his practice on consumer bankruptcy matters, Chapter 11 and corporate reorganizations, debt restructuring, and workouts. Larry is certified as a Consumer… read more »

Many people believe that personal bankruptcy, whether Chapter 7 or Chapter 13, will cause them to lose significant assets. While in some cases people may want to surrender assets, it is a rare case where people are forced to give up assets that they otherwise wish to retain. Retaining Your Residence and Non-Residential AssetsUnder Federal exemptions, each debtor can retain a residence with up to $25,150.00 in equity. For a married couple, all of these exemptions are doubled, such that a married couple can keep up to $50,300.00 worth of equity in their residence. “Equity” is the difference between the fair… read more »

Best Lawyers® announced the 27th Edition of The Best Lawyers in America© on August 20, 2020. Lawyers named to The Best Lawyers in America publication were recognized by their peers in the legal industry for their professional excellence. For the 2021 Edition of The Best Lawyers in America, 9.4 million votes were submitted. We are delighted that Larry was among those to achieve this very special recognition. Best Lawyers is the oldest and most respected lawyer ranking service in the world. Best Lawyers lists are published in leading local, regional, and national publications across the globe. Congratulations, Larry, on this… read more »

Join the York County Economic Alliance and CGA Law Firm for a Virtual Leadership Luncheon on Thursday, August 6 at 2 p.m. CGA Law Firm’s experienced bankruptcy attorneys, Haley Rohrbaugh, Brent Diefenderfer, and Larry Young, will provide an overview on bankruptcy law and procedures to consider for filing for personal bankruptcy.  You can register to receive an email with a link to join the webinar by clicking HERE, but registration is not required. For privacy, attendees can join this presentation and ask questions anonymously. CLICK HERE to join the webinar at 2 p.m. on August 6. Brent C. Diefenderfer is a shareholder with CGA… read more »

CGA is proud to announce that Attorney Larry Young was ranked a 2020 Best of the Best Attorney in America! The American Registry’s ranking indicates that Larry is in the Top 1% of all attorneys awarded in America. 2020 is the inaugural year for the American Registry’s Best of the Best ranking. The American Registry catalogs the accolades of attorneys throughout the country. These ratings and awards are conferred by trusted professional organizations, judiciary, peers, clients, and the media. Larry Young ranked in the Top 1% of all attorneys awarded in America. Congratulations, Larry, for your 2020 recognition as a Best of… read more »

No charge, no obligation conversation In the face of business shut downs and layoffs, many are left wondering how they are going to pay their bills and make ends meet. Small businesses and individuals are left with questions about their specific financial circumstances and what the future holds. Free Telephone ConsultationsOn Tuesday, March 31, 2020 from 8:30 to 11:30am, CGA Law Firm is offering a chance to have those questions answered at no charge. Attorney Lawrence Young will make himself available as a public service for a no charge, no obligation conversation to discuss each caller’s most pressing concerns. Larry is not only… read more »

CGA Bankruptcy Chair, Lawrence V. Young, Esq. Offers Free Telephone Consultations to Public In the face of business shut downs and layoffs, many are left wondering how they are going to pay their bills and make ends meet. Small businesses and individuals are left with questions about their specific financial circumstances and what the future holds. Free Telephone ConsultationsOn Tuesday, March 31, 2020 from 8:30 to 11:30am, CGA Law Firm is offering a chance to have those questions answered at no charge. Attorney Lawrence Young will make himself available as a public service for a no charge, no obligation conversation to discuss… read more »

COVID-19 Update: Facing a Lack of Cash Flow As the Chair of the CGA Bankruptcy Department, I am already getting calls from individuals and small businesses about how to handle the lack of cash flow. Businesses have been forced to close, and those that are open are doing less business. Individuals have been told to go home, and unemployment benefits (if you are eligible to receive them) are not the same as your regular paycheck.  The question I am being asked is “what do I do now?”  The easy answer is to take care of yourself and your family, and stay away from… read more »