News

COVID-19 Update: Guidance Regarding Memo on House Bill 1564

access_time Posted on: March 27th, 2020

As some of you may be aware, a memo has been circulating regarding Pennsylvania House Bill 1564, which proposes to allow municipalities to conduct fully electronic meetings, as well as suspending some permit application deadlines, among other things. The memo that indicates that the Pennsylvania municipal codes have been amended by House Bill 1564. This, unfortunately, is simply not true. The Bill has passed the House of Representatives unanimously, but no action has been taken by the Pennsylvania Senate. As we all know, a bill does not become a law unless passed by the both the House of Representatives and the Senate,… read more »

COVID-19 Update: Families First Coronavirus Response Act: DOL Publishes Required Employer Notices & FAQs

access_time Posted on: March 27th, 2020

Families First Coronavirus Response Act: DOL Publishes Employer Notices and FAQs The Families First Coronavirus Response Act was signed into law March 18th, 2020. Section 5103 of that Act states that within 7 days of the enactment, the Department of Labor would provide model notices for employers to communicate key provisions to employees.  Those notices are now available – one for the private sector and the other for federal workers:  Employee Rights: Paid Sick Leave and Expanded Family and Medical Leave under The Families First Coronavirus Response Act (FFCRA) Federal Employee Rights: Paid Sick Leave and Expanded Family and Medical… read more »

Honoring American Veterans in Extreme Need Act of 2019

access_time Posted on: March 26th, 2020

Haven Act of 2019 In August of 2019, Congress rewarded our Veterans for their service by approving the “Honoring American Veterans in Extreme Need Act of 2019”, aka the “HAVEN Act”. The purpose of the Act is to exempt from the calculation of monthly income certain benefits paid by the Department of Veterans Affairs and the Department of Defense. The Act modified the definition of “Current Monthly Income” under the Bankruptcy Code to exclude VA benefits, in general.  What does this mean for our clients? In Bankruptcy, there are certain factors considered for whether our individual, consumer clients qualify for… read more »

The SECURE Act and its Impact on IRAS, 401(K)S and 529 Savings Accounts

access_time Posted on: March 26th, 2020

The SECURE Act On December 20, 2019 Congress passed a comprehensive governmental spending package, which included provisions creating the Setting Every Community Up for Retirement Enhancement (SECURE) Act.  Congress’s intent with the legislation was to initiate long overdue revisions to make saving for retirement accessible for more Americans.  Most provisions of this important retirement legislation go into effect on January 1, 2020 and affect individual retirement accounts, 401(k) plans and 529 college savings accounts. Below are a few of the highlights of the SECURE Act: Age for required minimum distributions (RMDs) raised to 72.  Americans will no longer be required to withdraw assets… read more »

CGA Bankruptcy Chair, Lawrence V. Young, Esq. Offers Free Telephone Consultations to Public

access_time Posted on: March 25th, 2020

CGA Bankruptcy Chair, Lawrence V. Young, Esq. Offers Free Telephone Consultations to Public In the face of business shut downs and layoffs, many are left wondering how they are going to pay their bills and make ends meet. Small businesses and individuals are left with questions about their specific financial circumstances and what the future holds. Free Telephone ConsultationsOn Tuesday, March 31, 2020 from 8:30 to 11:30am, CGA Law Firm is offering a chance to have those questions answered at no charge. Attorney Lawrence Young will make himself available as a public service for a no charge, no obligation conversation to discuss… read more »

A Message from the Estate Practice Group Chair

access_time Posted on: March 25th, 2020

A message from the Estate Practice Group Chair In these difficult times, our first, last and foremost thought is the safety and well-being of our clients, our employees, and all of our families.  In such times of uncertainty, all of us desire the reassurance of knowing that essential estate planning documents are in place to provide for and protect our loved ones.  At CGA, our goal is to assure our clients that they have the strong and updated estate documents they need, provided in a manner that protects the safety of our clients, our employees, and our nation.  To that… read more »

COVID-19 Update: POAs in Troubled Times

access_time Posted on: March 25th, 2020

COVID-19 Update: POAs in Troubled Times On Tuesday, March 24, CGA’s estate attorneys participated in a Canon series teleconference, co-sponsored by our friends at ACNB Bank, outlining the very latest legal guidance on that most important of estate documents, the durable power of attorney (“POA”). The following are notes from that seminar.   1.  Irreplaceable.A POA allows us to appoint a trusted person like a spouse, parent, child, or other family member to help and assist us with decisions if we are unable to take action on our own. There is really no substitute for a valid POA; without one, family members… read more »

COVID-19 Update: Aid to Vulnerable PA Businesses Announced

access_time Posted on: March 24th, 2020

COVID-19: Aid to Vulnerable Businesses Announced Many businesses in York County and across the Commonwealth have already been deeply impacted by the COVID-19 pandemic, as so many businesses have been forced to close their doors. The Pennsylvania Industrial Development Authority (PIDA) has already stepped forward to announce assistance in the form of working capital loans. These loans are available in amounts up to $100,000 with an interest rate as low as 0%. The loans are targeted to for-profit businesses with less than 100 full-time employees. Eligibility will require the applicant to demonstrate that they have spent an amount equal to… read more »

COVID-19 Update: What Is a “Life Sustaining” Business?

access_time Posted on: March 24th, 2020

COVID-19: What is a “life sustaining” business? In the wake of Governor Wolf’s March 19, 2020 Order mandating closures for COVID-19 mitigation, which was amended March 20, 2020, to close all but “life sustaining” businesses, many Pennsylvania companies have been left without clear guidance as to whether they are required to close or not. Some business, like hospitals and grocery stores, clearly fall in the “life sustaining” category, while others, like movie theatres and retail clothing stores, clearly do not.  For businesses that do not fall into such clear categories, the Commonwealth’s list of “life sustaining” businesses does not necessarily… read more »

COVID-19 Update: Governor Wolf’s Closure Order

access_time Posted on: March 24th, 2020

Governor Tom Wolf has ordered all non-life-sustaining businesses in PA to close their physical locations to slow the spread of COVID-19. The order was put in effect on Thursday, March 19th and updated on Saturday, March 21 and Tuesday, March 24. View Governor Wolf’s order HERE.View an updated list of industry subsections and groups that may or may not continue physical operations HERE. If you would like clarification on the closure order or assistance in completing a waiver, please contact a CGA Law Firm attorney (CGA attorneys).