COVID-19 Resources: Business or Municipal

Archive for the ‘Mieke Driscoll’ Category

COVID-19 Update: More COVID-19 Relief Announced

access_time Posted on: April 3rd, 2020

Small businesses received a bit of good news Thursday, April 3rd with two critical announcements for small businesses.  The SBA announced that they will relieve principal and interest obligations of SBA 7(a) borrowers for six months beginning with payments after March 27, 2020.   This will also apply to loans that have already taken a 6–month deferment, and payments shall begin at the conclusion of the deferment period unless the borrower chooses to have the payments begin sooner.  Further guidance will be forthcoming from SBA.  USDA also announced a temporary exception for lenders to offer a 180–day deferral fo USDA… read more »

COVID-19 Update: Business Exemption Period Ends April 3

access_time Posted on: April 2nd, 2020

COVID-19 Update: Business Exemption Period Ends April 3 Businesses that believe they qualify for an exemption waiver from Governor Wolf’s closure order have until Friday, April 3rd at 5pm to submit their requests. Follow the link below to request a waiver to keep the physical location of your business open: Waiver Request Form For an updated list of life-sustaining industries, follow this link: Updated List of Life-Sustaining Industries  If you need further information or clarification, please contact a CGA Business Law Attorney. Contact a CGA Business Law Attorney Mieke DriscollAugust 4, 2020PPP Loan details and forgiveness The SBA just released… read more »

COVID-19 Update: Working Capital Access Program (CWCA)

access_time Posted on: March 29th, 2020

COVID-19 Update: PIDA’s Working Capital Access Program (CWCA) The COVID-19 Working Capital Access Program (CWCA), administered by the Pennsylvania Industrial Development Authority (PIDA), is making $60,000,000.00 in working capital loans available to vulnerable small businesses located within the Commonwealth of Pennsylvania that have been adversely impacted by the COVID-19 pandemic. The maximum loan amount per business is up to $100,000.00 to help the small business overcome a temporary loss of revenue. The loan terms are three (3) years with a twelve (12) year amortization, with no payments due and payable during the first year. Principal and, if applicable, interest payments… read more »

COVID-19 Update: Aid to Vulnerable PA Businesses Announced

access_time Posted on: March 24th, 2020

COVID-19: Aid to Vulnerable Businesses Announced Many businesses in York County and across the Commonwealth have already been deeply impacted by the COVID-19 pandemic, as so many businesses have been forced to close their doors. The Pennsylvania Industrial Development Authority (PIDA) has already stepped forward to announce assistance in the form of working capital loans. These loans are available in amounts up to $100,000 with an interest rate as low as 0%. The loans are targeted to for-profit businesses with less than 100 full-time employees. Eligibility will require the applicant to demonstrate that they have spent an amount equal to… read more »

COVID-19 Update: Governor Wolf’s Closure Order

access_time Posted on: March 24th, 2020

Governor Tom Wolf has ordered all non-life-sustaining businesses in PA to close their physical locations to slow the spread of COVID-19. The order was put in effect on Thursday, March 19th and updated on Saturday, March 21 and Tuesday, March 24. View Governor Wolf’s order HERE.View an updated list of industry subsections and groups that may or may not continue physical operations HERE. If you would like clarification on the closure order or assistance in completing a waiver, please contact a CGA Law Firm attorney (CGA attorneys).

COVID-19 Update: Available and Committed to Serving You

access_time Posted on: March 19th, 2020

Governor Wolf has ordered all non-life sustaining businesses to close their doors due to the increasing threat of COVID-19.  The CGA Law Firm locations may be physically closed, but our legal team of attorneys and paralegals are working remotely and will continue to answer your phone calls and emails. You have our assurance that we will continue to be responsive to your legal needs and assist you in navigating these difficult circumstances. We remain committed to providing excellent legal services and are using advanced technologies creatively to serve our clients and community. Click here for a list of CGA attorneys… read more »

COVID-19 Update: A Message to Our Clients and Friends

access_time Posted on: March 18th, 2020

Paragraph CGA Law Firm remains committed to providing exceptional legal services to individuals, businesses and local government. Despite the significant impacts of the COVID-19 pandemic, we continue to devote the resources necessary to provide the services that you need, while endeavoring to protect the personal safety of our clients, employees and the communities that we serve. CONTACT US – As always, our Legal Team remains available via telephone, email, and teleconferencing during normal business hours, Monday-Friday 8:30 am-5:00 pm. Telephone: 717-848-4900, Email: Many of us are working remotely when possible, but essential staff remain in the office. The firm… read more »

Caputo Brothers Creamery and CGA

access_time Posted on: October 22nd, 2019

The Fall 2019 YRK Magazine featured an article about Caputo Brother’s Creamery owners, Rynn and David Caputo, and Attorney Mieke Driscoll. Caputo Brothers Creamery is the only cheesemaker in the United States that creates the fermented curds that can be stretched to make fresh and authentic mozzarella cheese. Creating cultured cheese curds requires finding the ideal balance in acidity between the culture and milk. (unlike the rubbery, factory-produced mozzarella facsimile found at the supermarket). Caputo’s fresh CapoMozz uses real culture and high-quality milk. Rynn and David studied the process in Italy for 1 year before setting up Caputo Brothers in Spring Grove. They currently… read more »

TRID is Here

access_time Posted on: February 4th, 2016

Article by: Margaret “Mieke” Driscoll Ready or not, TRID (Truth in Lending – Real Estate Settlement Procedures Act Integrated Disclosures) is fully integrated into all residential real estate transactions involving residential mortgages, effective for all transactions inked after October 3, 2015. TRID does not apply to commercial real estate loans or cash deals. TRID are new regulations from the Federal Bureau of Financial Consumer Financial Protection that were born out of the Dodd-Frank Act in the wake of the Wall Street collapse in the late 2000s. They combine certain disclosures to the lender in the application process and closing process… read more »

Protect Yourself from Violating the Sunshine Act

access_time Posted on: February 3rd, 2016

Article by: Margaret “Mieke” Driscoll We at CGA have been following an important and interesting story in which the DA launched an investigation in Lancaster County in response to a Sunshine Act Violation. While no findings were made by the DA at this time and no charges will be brought, it is important to understand what this board did wrong in the eyes of the press and the DA (and what avoided prosecution at this time).  The allegation: A Lancaster newspaper reporter alleged that the Manheim Township School Board violated the Sunshine Act by failing to disclose with enough specificity… read more »